How Do I Merge My PF Scheme Certificates and What Benefits Can I Expect?

From my first employer, I have received the PF amount and a Scheme Certificate from the EPF Department for my previous employment (service period 5.5 years).

From my second employer, I have received the PF amount and a Scheme Certificate from the EPF Department for my previous employment (service period 1.5 years).

Currently, I am working with another organization that is also deducting my PF for more than 10 years.

Process to Merge Scheme Certificates

Now, what is the process to merge my scheme certificates into my existing PF account, and what are the benefits I will receive after merging the aforementioned scheme certificates? Kindly provide the information.

A scheme certificate is used to receive a pension or withdrawal benefit from the Employees' Pension Scheme (EPS). If you are currently in the EPS and your previous services are documented in two scheme certificates, upon reaching the age of 58, you can apply for a pension by surrendering the scheme certificates. Your pension amount will be calculated based on the total of the three services.

Regards,
Abbas P. S