Understanding ESI: How Can Workers Access Their Benefits and Insurance?

Benefits of ESI to a Worker

What are the benefits of ESI to a worker? Briefly explain some queries about insurance and ESI. Some workers are covered only by insurance; they are not insured. Please elaborate on how they should receive benefits.

ESI Corporation's Medical Benefits

ESI Corporation provides free medical benefits for employees and their dependents in case of emergencies. Additionally, employees are entitled to have their salaries reimbursed for the period of days they are absent from work and hospitalized in a facility referred to them by ESIC-registered doctors in their areas.

Maternity Benefits

Female employees receive maternity benefits from hospitals, with 84 days of maternity leave reimbursed. Moreover, 70% of hospital bills are reimbursed in case of treatment in a private hospital during emergencies.

Future Developments

ESIC is also working on a process to facilitate employee treatment regardless of their place of residence or work location.