Seeking Guidance on Disability Pension for Employee in Coma After Accident

Dear Seniors, One of my employees met with an accident in August 2013 and went into a coma. Since then, he has been receiving treatment and wages through ESIC. I have seen in the provisions of the EPF Family Pension Scheme 1995 that a person with Movement Disability is authorized for Medical/Disability pension. If so, kindly advise me on how to process his papers.

With Regards,
Budhpal Singh
Manager-Administration
Vasant Vihar Club, New Delhi

For disablement pension, along with Form 10-D, a medical certificate (in compliance with the format of EPFO) from the District Medical Officer has to be enclosed. The minimum disabled pension is Rs. 250, and the member pension is Rs. 1000.

Consideration for Reduced Pension

Hence, it would be better to apply not for disabled pension but for reduced pension after attaining 50 years of age, in case the member is eligible for the minimum pension only. Towards the reduced pension, the member will receive Rs. 721.

Regards,
Abbas.P.S

I am not sure, but I feel the disablement pension will be a minimum of Rs. 1000/- per month. I just went through the notification enhancing the pension to a minimum of Rs. 1000/- per month. According to me, disablement pension is one type of monthly member's pension, and the notification states that the monthly member's pension, including any relief payable to any existing or future member under this paragraph, shall not be less than Rs. 1000/- for the financial year 2014-15.

Dear Mr. Keshav Korgaonkar, you are right. When I asked my friend in EPFO regarding the procedures to apply for disabled pension, he told me the above statement. Usually, they know the implementation part, and accordingly, I responded. Sorry for the mistake.

Family Pension Ceiling

But the ceiling of family pension is Rs. 2051. This was introduced in compliance with a salary ceiling of Rs. 6500. Even after the ceiling was hiked to Rs. 15000, this didn't get enhanced. Accordingly, I clubbed the above reply to this, and the mistake occurred.

Regards,
Abbas.P.S

Good question. This was not thought of. Disablement pension under the Employees Pension Scheme is only for permanent total disablement. A person in a coma cannot be said to have permanent total disablement.

Regards