Navigating Medical Benefits When You're Not Eligible for ESIC: What Are My Options?

I am working under a proprietorship firm, so I am not eligible for ESIC. Now, my query is how can I receive medical benefits.

Thanks & Regards,
Narendra Ahirrao
[Phone Number Removed For Privacy Reasons]
Mumbai

If your salary is more than Rs. 15,000, you cannot avail of ESIC benefits. In that case, if the company has medical insurance, it can help you; otherwise, you have to bear your own expenses.

Suggestion for Medical Insurance

It is suggested to take out a general insurance policy as it can support you.

Regards,
Anurag

No, the company needs to bear all the medical expenses in case of any occupational hazard or injury that occurs during the course of employment (i.e., while on duty).

Regards,
Kamesh

As always, please specify the actual act your company falls under and where it is located. There is no specific law that mandates companies or businesses to provide medical benefits to their employees.

Regards