Navigating PF Transfers and Withdrawals: Seeking Advice on Best Options and Processes

Hi Team, Currently, I hold 3 PF accounts (2 from Gurgaon and 1 from Bangalore). My current PF account is in Gurgaon. I have a few questions regarding PF transfer and withdrawal processes.

Q1 - Which is the Better Option:

1. To withdraw the amount from my last 2 PF accounts, or
2. To transfer the amount of the last 2 PF accounts to the current one?

Q2 - Complete End-to-End Process of Withdrawal and Transfer:

Can anybody tell me the complete end-to-end process of withdrawal and transfer of PF accounts, along with all the relevant forms required and their names?

Q3 - Interest on Previous PF Accounts:

I left my previous two employers 2 years ago. For how long will I continue to receive interest on my last 2 PF accounts?

Q4 - Transfer Time Between States:

How long will it take to transfer the PF account from one state to another state?

Q5 - Withdrawal Time from Previous Employers:

How long will it take to withdraw the amount from my previous 2 employers?

Kindly reply to all my above questions as it would help solve all my queries regarding the PF process. Thanks!

Considering the benefits of long-term subscription and the taxation implications of premature withdrawal, it would be advisable to transfer all earlier account balances to the present one. Secondly, the process is faster now. Form 13 is to be submitted to your present employer for each account for transfer. You should approach your HR department.