Accidentally Sent Money to the Wrong ICICI Account: How Can I Recover It?

I don't know whether this question can be posted here or not. My question is, I deposited some amount into the wrong ICICI Bank account and also contacted the bank. They are not able to reach that account holder. If they are not able to contact that account holder, how do I get my whole money? I got information from the bank that some amount was withdrawn through an ATM. If the bank is not able to contact that person, what type of action can they take on the account holder? If they finally catch that person, how do I get my total money, including the withdrawn amount?

Please help me. It's about lakhs.

Thanks,
Vadeghar

Dear Lakshmanan, Reading through your message, I understand that you are in a big mess. The only way that you can get your money back is to send an email to [Login to view] and add CC to [Login to view]. The format of the email is also given below, and immediate action will be taken.

To

The Banking Ombudsman,

SEBI, Mumbai.

Dear Sir,

I have sent the funds wrongly through NEFT to ________________________________ to send the funds to _______________________________________. I have wrongly selected the IFSC ____________________ process with transaction Ref no. _____________________ as on _________________. On this issue, I have filed a written complaint with my banker, M/s ____________________________________, on ___________________. My banker has not provided me with any assistance to retrieve my funds or taken any action. Therefore, I kindly request you to look into this issue and provide justice to me.

Following are the details about myself:

Customer Name:

Customer's account number:

IFSC code:

Mobile Number:

Kindly fill in the relevant details and send the email as instructed. Let me know if you need any further assistance.

Sincerely

Bank's Role in Recovering Funds from Wrong Account Deposit

At best, a bank can block the amount from withdrawal from the account on your written request, but they are not liable for compensating the loss.

Regards,
Pon

Bank's Rights in Reversing Wrongful Transactions

Is the bank entitled to any rights such as returning my money to me or reversing a wrongful transaction without the presence of the incorrect account holder? If so, how?