Can I Withdraw My PF Using a Joint Account with My Mother as the Primary Holder?

Hi, since I do not have my own bank account, can I withdraw my PF by providing joint account details with my mother, with my mother as the primary account holder? I resigned last year and am currently not working. Thank you.

Confirmation of Name in Bank Documents

Can you please confirm whether your name is appearing in the passbook or account statement? Please review the enclosed circular as well.

Thanks & Regards,
Sumit Kumar Saxena

The notice affixed in the earlier post specifically talks about a joint account with the spouse. Since the original question was specifically for the poster's mother, the joint account cannot be used. The poster needs to, therefore, open a bank account of his own.

Hi Sumit,

Should my name appear in either the passbook or account statement with the joint account with my spouse? In the bank account details, it is only mentioned that my name is the nominee and my husband is the primary account holder.

Regards,
[Your Name]

I do not understand why it would be difficult to open a bank account in your single name. You can consider using a joint account with your husband (refer to the previous notification from the PF department that was posted earlier). Bringing a nominee is definitely not going to work.

Regards

[QUOTE=archana18k;2134754]Hi Sumit, My name should appear either in the passbook or account statement with the joint account with my spouse, right? In the bank account details, it's just mentioned my name as the nominee and the primary account holder as my husband.

Dear Archana,

Greetings for the day. No, it can't be possible because your name should appear in the account holder name instead of as a nominee.

Thanks & Regards,

Sumit Kumar Saxena