How Should We Handle Leave and Medical Bills for an Employee's Fieldwork Accident?

Hi Team, Special thanks to this forum for providing an opportunity to gain knowledge. I have a query: my employee, who was on fieldwork, met with an accident (2-wheeler). We have accidental insurance which doesn't reimburse any medical bills as he was not hospitalized. It was a fracture for which the employee was on 30 days' leave. Now, I do not know whether my company should be paying for his 30 days' leave or reimbursing his medical bills. Kindly advise.

Regards,
Usha
HR

Employee Compensation and Insurance Coverage

If the employee doesn't fall under the ESIC category, then he would fall under the category of the Employee Compensation Act, 1923. He should be paid compensation at the rate given for temporary partial disablement after assessment of the injury if the same is not covered under the insurance. For more info, please refer to the Employees' Compensation Act, 1923.

Shops and Establishments Act

If your establishment is a shop and not an industry, please refer to the Shops and Establishments Act of your state, as most of the shops and establishment acts include the clause under the Employee Compensation Act, 1923.

Regards,
Ravi

Thank you, Mr. Ravi and Varghese, Firstly, he doesn't come under ESI as we do not have one in our company. This is a partnership (pvt) firm that does not have PF or ESI facilities. Employees come under the EC Act.

Regards,
Usha