I need help with a reduced rate pension. Is it beneficial to claim this now or to wait until completion of 58 years? How is it calculated? Why is it divided by 70 in the calculation of the pension amount?
I have completed my 15 years of service recently and now I have resigned from my current employment. My gross is 25K, so I would like to know about my pension after retirement at the age of 58.
Regards,
Mannu Swalkar
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