Maternity Benfits From ESI

Narinder Kaur
I am an ESI Employee from last 8 years & there is a continous contribution to ESI, In ESI benefits my Mother , Father are covered with me as I am the single child, Now I get married in April,2013 & I want to avail maternity ESI facilities but at the same time my father heart treatment is also ongoing from ESI.
My parents are totally dependent on me & that time they need ESI Facilities for thier health.. & after marriage I also need ESI facility becaue of my financial condition ... pls advise me...
Gupta VK
Hello,
Family under ESI Act is defined as under which in itself clarifies your query i.e.you, your dependent parents whose income does not exceed the prescribed limit, your spouse & children are covered in the family.
[(11) “ family ” means all or any of the following relatives of an insured person, namely : —
(i) a spouse ;
(ii) a minor legitimate or adopted child dependent upon the insured person ;
(iii) a child who is wholly dependent on the earnings of the insured person and who is —
(a) receiving education, till he or she attains the age of twenty-one years,
(b) an unmarried daughter ;
(iv) a child who is infirm by reason of any physical or mental abnormality or injury and is wholly depen¬dent on the earnings of the insured person, so long as the infirmity continues ;
1[(v) dependant parents, whose income from all sources does not exceed such income as may be prescribed by the Central Government ;
(vi) in case the insured person is unmarried and his or her parents are not alive, a minor brother or sister wholly dependant upon the earnings of the insured person ;]]
Hope, matter is clear and wish you all the best.
Thanks
V K Gupta
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