Can I Stop PF Deductions from My Salary? Seeking Clarification on Options

I have a salary of Rs. 15,500. PF is deducted from my salary in the amount of Rs. 10,000. However, now I would like to request that PF not be deducted from my salary.

Is this possible? If yes, please provide me with the necessary clarification.

Best regards,
Parimal

Dear Parimal,

PF is deducted from your basic salary. You cannot stop your EPF contribution now. Only at the time of joining, if you fill out Form-11 and submit it to your employer, then you can stop your EPF contribution.

Regards

Once you become a PF member, it is mandatory for the employer to deduct PF. Even if you change your job, the new employer will have to give you PF compulsorily.

Regards,
Sumeet

Legal Possibilities for PF Deduction

Legally, it is not possible.

In papers, exit from this company for 3 months and work in a company where PF is not applicable, such as one with fewer than 10 employees. Then come back to your company, fill out Form No. 11 stating that no previous employer was deducting. Then it may be possible.

However, this is a paper adjustment, not a legal or correct way.

Regards

You can do so by filling Form 11, but it is not advisable. Instead, you can decrease/restrict the deduction on your salary to Rs. 6,500 instead of Rs. 10,000. EPF and FPF are old-age funds for a person's family, and no individual is allowed to use the money fraudulently for any other purpose.

Regards,
P. Venugopal Reddy

If any of us think that PF is deducted from basic only, please read para 29 of the Employees' Provident Fund Scheme.

Regards,
Varghese Mathew
[Phone Number Removed For Privacy Reasons]