I agree with Indrajeet.
Declaring a worker follwing is required to be established.
1) Whether the person is employed directly of through any agency - Yes/no- Employment is important
2) If yes, does he gets remuniration i.e. Wages, commission, service charge
2) If yes, whether his employed in manufacturing process / activities connected with manufacturing process.
The above querry indicated the status of the person and his engagement.
A visitor does not fall in any of the above clause.
If a person inters in the facory as vendor or his reprsentative will be treated as kind of visitor, who is not connected with amnufacturing process.
Workmen compensation Act 1923 applies to who are declared as employee under the said act. This is covered under schedule III.
Under Commercial General Liability Policy covers the compensation arising out of letigation not under Workmen compensation Act 1923
Thanks
Mritunjay Nath Sahu
GM(HR)
.