Need Help Calculating My PF Withdrawal After Company Stopped Payments

Can anybody help me? I worked with a company from April '09 to July '12. Every month, they deducted Rs. 780/- from my salary as PF. I have resigned from this company and want to withdraw my PF amount. However, the company has paid PF only up to April '12 to the government. Please help me calculate my PF withdrawal amount.

Regards,
Vikas Ranawade

If your previous employer has not deposited PF contributions in the government account, this is their fault. Simply visit your ex-employer's office and approach the accounts or HR department to initiate the necessary formalities for your PF withdrawal. If you encounter any issues, proceed directly to the relevant PF office and narrate your full story with all the details to the Public Relations Officer (PRO) at the EPF office.

If your previous employer has not deposited PF contributions in the government account, this is their fault. Simply visit your ex-employer's office and approach the accounts or HR department to complete the necessary formalities for your PF withdrawal. In case you encounter any issues, proceed directly to the relevant PF office and provide a detailed account of your situation to the Public Relations Officer at the EPF office.

Could you assist me in calculating my PF amount up to March 12?

Thank you.

Do you know your PF account number? If yes, you can visit the EPF website and click on the link "Member EPF Balance."

Apr-09 780 780 1560
May-09 780 780 1560
Jun-09 780 780 1560
Jul-09 780 780 1560
Aug-09 780 780 1560
Sep-09 780 780 1560
Oct-09 780 780 1560
Nov-09 780 780 1560
Dec-09 780 780 1560
Jan-10 780 780 1560
Feb-10 780 780 1560
Mar-10 780 780 1560
Apr-10 780 780 1560
May-10 780 780 1560
Jun-10 780 780 1560
Jul-10 780 780 1560
Aug-10 780 780 1560
Sep-10 780 780 1560
Oct-10 780 780 1560
Nov-10 780 780 1560
Dec-10 780 780 1560
Jan-11 780 780 1560
Feb-11 780 780 1560
Mar-11 780 780 1560
Apr-11 780 780 1560
May-11 780 780 1560
Jun-11 780 780 1560
Jul-11 780 780 1560
Aug-11 780 780 1560
Sep-11 780 780 1560
Oct-11 780 780 1560
Nov-11 780 780 1560
Dec-11 780 780 1560
Jan-12 780 780 1560
Feb-12 780 780 1560
Mar-12 780 780 1560

Regards

My PF account number is MP/IND/017995/0381. How can I check my balance? Also, could you please advise on the process for withdrawing my PF amount?

Thank you.

You need to visit the EPF website. There is an option to check your EPF balance. Click on it and enter your details along with your mobile number. You will receive an SMS showing your PF balance within 5-10 minutes.

Regards,
Vikas Ranawade

In this corrected version, I have fixed the punctuation errors, spelling mistakes, and adjusted the paragraph formatting to enhance readability.

I worked there only for 7 months, and while leaving, I asked for this PF number. After reading your thread, I tried to check my balance. Can you try it once? Maybe I am doing something wrong.

There is no balance in your PF amount because your Form 3A has not been submitted. You can now use the member portal beta version on the EPF website to generate your EPF passbook. Kindly visit.

The EPFO has introduced online services on a regular basis from March 2012 onwards. It may be that your employer has not yet deposited the contribution. Please check it with the EPFO website using the following link: Epfo (Govt. of India). Then search for the Establishment Code either by entering the Establishment code or by its name, and proceed to search for the subscribers' contributed contribution monthly. By checking this, you will be able to know whether the contribution has been deposited or not.

Thanks
Regards,
R B Yadav

I have received these details. What should be the next step for me?

Thank you.

As per the statements of EPFO, your closing balance as of 18th Jan 2013 is as follows:

PF Account Details

- Employee share: Rs. 3197
- Employer share: Rs. 978
- Total: Rs. 4175 in PF account

Pension Account

- Balance: Rs. 2219

You can withdraw the balance in the PF account by filling Form 19 and getting it attested by your previous employer or a gazetted officer. This form is to be submitted to the PF office along with Form 3A provided by your previous employer.

To withdraw the balance in the Pension account, one must have worked for at least 1 year. Form 10C needs to be filled out to withdraw benefits under the Pension scheme.

However, it is recommended that you transfer this PF account in case of new employment by filling out Form 13 with the new employer. The new employer will make arrangements for the transfer of this PF account.

Upon completing 10 years of contributory service (PF Contribution), one becomes eligible for a pension upon reaching the age of 58 years.

Regards,
Suresh

Can I withdraw this pension fund now or not? If yes, what should be the next step? If not, then suggest the right way. In this company, my salary is $18,000 in hand, but I don't want to go for the PF ESI scheme. I don't want the withdrawal headache.

Dear Pooja,

In order to withdraw benefits under the PF & pension scheme, the employee should not be in employment. That is, when you change jobs, you can withdraw the amount after 60 days of your last day (Resignation) in the company. In case the employee finds a job within 60 days of resignation, it is recommended by PF authorities to transfer the account to the new employer. Many employees do withdraw their PF amount immediately after a job change. However, such withdrawal of the PF amount is not recommended by PF authorities.

Exclusion from PF Contributions

If one desires exclusion from PF contributions, it happens only when Basic + DA is more than Rs 6500. After a change in employment, the employee can withdraw the benefits under the PF & Pension Scheme by filling Form 19 & 10C respectively. Then, while joining the new company, if the employee desires exclusion from PF contributions, they can fill Form 11.

Please note: PF exclusion is possible only when the salary Basic + DA is more than Rs 6500. If the salary Basic + DA is less than Rs 6500, then PF contribution is mandatory. In any of the above cases, once contribution begins with a new employer, the employee cannot stop PF contributions irrespective of salary.

Regards,
Suresh

Dear Suresh, In my case, can I withdraw the pension fund? I have PF/ESI contributions for only 7 months. My PF sheet is attached here. What should I do now? Please take a look at the attachment.

Thanks

Yes. To withdraw the pension amount, one must work for a minimum period of six months or more. In your case, it is seven months, and you are eligible to withdraw the pension amount provided that you have not transferred this PF account to the present employer. You can fill out Form 10C to withdraw the pension amount and opt for withdrawal benefits instead of a Scheme Certificate. Employees whose gross salary is more than Rs. 15,000 are exempt from ESI contributions.

Regards,
Suresh

It seems to me that you have joined another employment within 60 days after leaving the earlier one. If your present employer is covered under the EPF Act, you have no option to withdraw your earlier PF but to transfer it to your present account with the new employer by filing Form 13. With the new employer, you do not have the option of being an "excluded employee" within the meaning of this Act.

To process your PF withdrawal, you must submit the following forms at the PF office:

- Form-10
- Form-19C
- Form-5
- Form-10
- Form-3A if there are contributions for the current year

These forms should be attested by your previous employer or a gazetted officer.

@ Ms. Pooja: If you have joined a new employer within sixty days of leaving your previous employer, it is recommended that you transfer your PF account to the new employer by filling out Form 13. Once the PF contribution begins in the new company, there is no way for exemption from PF, regardless of your salary.

One can withdraw the PF amount only after 60 days of resignation, provided that the employee has not been employed by the new company. After withdrawing the PF amount (the employee ceases to be a member of PF), the employee can get an exemption from PF in the new company, provided that their salary Basic+DA is more than Rs. 6500. The employee has to declare in Form 11 for exemption from PF that they have withdrawn the PF amount, in which case they cease to be a member of PF.

Regards,
Suresh