Dear agarwal
It is not known that for what reasons your gratuity is forfeited. Generally gratuity can't be forfeited. However in exceptional cases where the misconduct is dully proved in the enquiry it is permissible. I know a case of my previous company where the cashier involved in mis-appropriation of funds & subsequently dismissed from service. His gratuty held. The person filed court case. In the first hearing of the case the presiding officer of the court advised both the parties to arrive at amicable settlememt, before it goes for final decision on its merits, because the gratuity is a social security provision. The provision of the gratuity is for worker & his family also. We have paid more than 50% gratuity to him & the issue settled. So without knowing the reasons for forfeitue of gratuity further advise is not possible.It is understood that, you have unbelemished service record then the forfeiture is not permitted. So find out the reasons in writing from the bank & decide
SDP