Different Names on PF and Bank Account: Will This Affect My Withdrawal?

Hi, my name is Bijender Kumar in the bank account and Bijender Khatri in the PF account. Is there any problem while withdrawing my PF amount in the same bank account? Please suggest.

Regards,
Bijender Khatri

You can get the letter signed by the authorized signatory from the employer stating that both of you are the same employees. Then, submit it to the PF office. After that, you can proceed to withdraw the PF.

Regards,
Upasana

As Eswar said, there will be a problem. You are supposed to submit a cancelled cheque for the withdrawal of PF. If the name does not match, they will not release your payment. Is the name on your PAN card the same as your PF account name? If not, do you have any account similar to your PF account? In that case, submit that bank cheque.

Regards,
Anita

If your name in your bank account matches your ration card or school certificate, you should write a letter to the PF office stating that during the time of joining, you provided an incorrect name and now wish to update it with the correct one. Enclose the aforementioned documents duly attested by your employer. The PF office will automatically change your name and process your PF settlement according to the name in your bank account. If there are any discrepancies, you will need to open a new account.

Regards,
NARASIMHAN

Please tell me one thing: what if I attach a blank cheque that contains no name and just mention my account number on it? Will it work? In OBC Bank and PNB Bank cheque books, they don't print any name; we have to write it manually. So, will a bank account in PNB Bank with no name on the cheque book work or not? Earlier, I was in Gurgaon in a call center, and I got my PF balance in an OBC bank account. For that, I just attached a cheque of OBC Bank which didn't have any name printed on it, and my balance was cleared without any problem.

Name Discrepancy in PF Record

The second thing is that currently, I am working with the organization and haven't left the job. But I have a doubt regarding the PF Slip, as I saw the name Bijender Khatri instead of Bijender Kumar. Can I get my name changed in the PF record now? Please suggest.

Regards,
Bijender Khatri

Handling Discrepancies in Bank and PF Account Names

If you are giving a "blank cheque which contains no name on the cheque," then they might send it back to you to attach the latest bank statement for proof of name or any document from the bank that confirms the account belongs to the person as mentioned in the PF records. It's better to get a letter signed by the authorized signatory from the employer, mentioning both names with photo ID proof as enclosures. Then submit it to the PF office.

PF Name and Bank Account Name Should Match?

Hi, my name is Tharun Kumar B. R. in PF and Pan Card, but in the bank account, my name is B. R. Tharun Kumar. Will the PF office reject my application? Please share your suggestions.