Understanding EPF Withdrawal for House Purchase: How Much Can I Get and What Does 36-Month Wages Mean?

Dear Friends, can anyone answer my question? For example, if I have 6 and a half lakhs of my own and 4 and a half lakhs of the employer's share up to 31st March 2012, and since 1994, I have been a member of EPF with a gap of one week during a change of job. I want to know the maximum amount I will get for a house purchase if I withdraw. Could anyone please explain what is the meaning of 36-month wages during withdrawal?

Thanks,
Ramachandran

Dear Mr. Ramachandran,

Please refer to the attachment on the subject. I hope it satisfies your query.

Regards