To structure a Rs. 20,000 salary in a way that avoids TDS in Delhi, India, you can consider the following breakdown:
1. Basic Salary: Rs. 10,000
2. House Rent Allowance (HRA): Rs. 6,000 (if applicable)
3. Conveyance Allowance: Rs. 1,600
4. Medical Allowance: Rs. 1,400
By structuring the salary in this manner, you can ensure that the salary and take-home pay remain the same without any TDS deductions. It's important to consult with your HR department to ensure compliance with applicable tax laws and regulations.