No employee can withdraw their PF before resigning from the company. However, there are some withdrawal benefits that can be availed.
Advance/Withdrawals for Specific Purposes
• **Marriage/Education**
- **Purpose:** For the marriage/education of self & family
- **Eligibility:** Should complete at least 7 years of service
- **Max Amount:** 50% of Employee's Share
- **Document:** Apply in Form 31 through the Employer
• **Treatment**
- **Purpose:** Treatment of self, family (dependents)
- **Eligibility:** No minimum service required
- **Max Amount:** 6 times of wages or full of Employee's Share
- **Documents:** Apply in Form 31 through the Employer
• **Purchase or Construction of Dwelling House**
- **Purpose:** Purchase or construction of house/flat
- **Eligibility:** Should complete 5 years in one service
- **Max Amount:** 36 times of wages
- **Documents:** Apply in Form 31 through the Employer
• **Repayment of Housing Loan**
- **Purpose:** Payment of house loan
- **Eligibility:** Should complete 10 years in one service
- **Max Amount:** 36 times of wages
- **Documents:** Apply in Form 31 through the Employer
• **Purchase of Plot**
- **Purpose:** Purchase of site/plot
- **Eligibility:** Should complete 5 years in one service
- **Max Amount:** 24 times of wages
- **Documents:** Apply in Form 31 through the Employer
• **Addition/Alteration of House**
- **Purpose:** Repair of house
- **Eligibility:** Should complete 5 years in one service
- **Max Amount:** 24 times of wages
- **Documents:** Apply in Form 31 through the Employer
• **Lockout**
- **Purpose:** Lockout or closure of the establishment
- **Eligibility:** Should be closed for 15 days or no wages for 2 months
- **Max Amount:** Total of wages multiplied by the number of months closed
- **Documents:** Apply in Form 31 through the Employer
• **Withdrawal Prior to Retirement**
- **Purpose:** Withdrawal prior to retirement
- **Eligibility:** No minimum service, at least 54 years of age or 1 year before retirement
- **Max Amount:** 90% of the total of both shares
- **Documents:** Certificate from the employer showing the date of retirement / Apply in Form 31
• **Other Advances**
- **Purpose:** Advance in abnormal conditions
- **Eligibility:** Certificate of damage from appropriate authority
- **Max Amount:** Rs. 5000/- or 50% of member's own share of contribution
- **Documents:** Certificate from appropriate authority / Form 31
Regards,
K. SAIKISHORE
SENIOR EXECUTIVE - HR
HYDERABAD
[Phone Number Removed For Privacy Reasons]