Hello Raj,
Whatever my friends above have replied are very much apt but the only thing is the employee has to prove that he was coming to the work place and going home from the workplace and he had not stopped in between for more than a reasonable time, this has been reflected in many Supreme Court and High court decisions of India. For example, I am a worker and I leave my workplace at 5pm. I do not go directly to my home but I stop myself at a movie theater to watch a movie and from there I leave to my home and I met with an accident. Is employer liable to pay compensation??
In another case, I stop at a restaurant or a bar and consume alcohol, and later I met with an accident, now can I claim ??
Case 3, I stay back at my relative's and later I move home, in such case am I liable ??
Case 4, my shift gets over at 5pm and I am not required/permitted to stay back at my workplace but I stay their playing cards with my other co-workers and leave from there around 8pm, am I liable??
What if in case I stop buy a cool drink from a shop and I continue towards my home?? (here I can claim...)
So hope now you got an idea as to it, and yes when he is liable for compensation implied that he is liable to claim from his insurance too, unless and otherwise not provided fro (or exempted) for under the act.........
(reasonable period, in the sense, there is no fixed amount time, it is left to the discretion of the court, and appears to be reasonable in the view individuals in the normal circumstances...)
Regards,
BSSV
"Yath bhavati tath nashyathi - whatever is created will be destroyed!! Creation is inevitably followed by destruction".