Hello Raj,
Whatever my friends above have replied to is very much apt, but the only thing is the employee has to prove that he was coming to the workplace and going home from the workplace without stopping in between for more than a reasonable time. This has been reflected in many Supreme Court and High Court decisions in India.
For example, if I am a worker and I leave my workplace at 5 pm, I do not go directly home but instead, I stop at a movie theater to watch a movie. From there, I head home and unfortunately, I meet with an accident. Is the employer liable to pay compensation?
In another scenario, if I stop at a restaurant or bar to consume alcohol and later meet with an accident, can I still claim?
In Case 3, if I stay back at my relative's place and then head home, am I still liable?
In Case 4, if my shift ends at 5 pm and I am not required or permitted to stay back at my workplace, but I choose to stay there playing cards with my co-workers until around 8 pm, am I liable?
What if I stop to buy a cool drink from a shop on my way home? (In this case, I can claim...)
So, I hope you now have an idea about the scenarios. Also, when he is liable for compensation, it implies that he is also liable to claim from his insurance unless exempted under the act.
Regarding a reasonable period, there is no fixed amount of time; it is left to the discretion of the court and seems reasonable in the view of individuals in normal circumstances.
Regards,
BSSV
"Yath bhavati tath nashyathi - Whatever is created will be destroyed! Creation is inevitably followed by destruction."