Pl.let me know the A/c.No., Card No. & HDFC Br. I'll give my try and collect relevant infn. U didn't mention whether the card is Debit card or Credit card M'm. Normally the banks don't cover insurance for debit card. Whereas for Cr.card there is a possibility. For safer side send a claim to HDFC for insurance benefits attaching the DC.
kumar.s.
kumar.s.