Merging EPF Pension Funds: How Can an Employee Transfer Their Old Account to Us?

Dear Seniors, I would like to know if one of our employees, who worked in another company in the past, wants to merge his EPF pension fund with a new EPF account with us. He has withdrawn EPF funds without the pension fund.

Procedure for Merging EPF Pension Fund

If this is possible, what is the procedure?

Thanks & Regards,
Sanjay

Dear Sanjay,

Please collect Form 13 from the EPF Office or download it from the epfindia.com website. Form 13 should be certified by the present employer and submitted to the present EPF Office where your employee has deposited.

The PF Office will take the necessary steps to accumulate the past PF Amount & Exp. into the new account.

Regards,
[Email Removed For Privacy Reasons]

It appears that the employee who joined you has already withdrawn his P.F. amount upon leaving the previous employer, as per your statement, but wants to deposit it in the P.F. account with you. Form 13 pertains to the transfer of the balance in the P.F. account of an employee who leaves one establishment and joins another establishment. In this case, if he has withdrawn the amount from his P.F. account, there will be no balance in his account to be transferred by the P.F. Department to the new establishment, and he ceases to be a member of the P.F. Probably, he has to qualify afresh in your establishment and make an application to the P.F. through you, requesting permission to deposit the P.F. amount from the account of the old employer. You can check this aspect.

Regards,
B. Saikumar
HR & Labour Law Advisor
Mumbai

Dear Sir, Thank you for your reply. The situation is that the employee has withdrawn his EPF without the pension fund, and the EPF department has created a pension amount for the same. Now, the employee wants to know if his previous service pension amount can be transferred or included in his new PF account with us. If this is possible, how can it be done? Please advise. Regards, Sanjay

When an employee is not eligible to withdraw a pension at the time of leaving the previous employer because he has not completed 10 years of service, he can obtain a scheme certificate from the P.F. Commissioner. This certificate indicates the pensionable service, the pensionable salary, and the amount of pension due on the date of the employee's exit from the previous establishment. The pensionable service in the previous establishment shall be reckoned with for pension along with the fresh spell of pensionable service in your establishment.

Trust this clarifies your issue.

Regards,
B. Saikumar
HR & Labour Law Advisor
Mumbai

Hello Sai,

I just have a query. I moved from one PSU to another, and both of them operate PF Trusts of their own. I transferred my PF to the new employer. Now, do I collect a scheme certificate from my previous employer's Trust, or can I get a scheme certificate from the PF authorities?

Regards,
[Your Name]

Eligibility for PF Pension Scheme is 10 years. At the time of leaving, if an employee has put in less than 10 years of service, he can withdraw the amount accumulated in his Pension Fund by filling Form 10 C. If he has put in more than 10 years of service at the time of leaving, he should fill Form 10 C and obtain a Scheme Certificate. When he joins a new company, he should inform the new employer about his Scheme Certificate and submit the original Scheme Certificate for onward submission to PF Authorities. The new employer should submit the Scheme Certificate along with Form 5 to PF Authorities with a request to merge his Pension Fund.

Mr. Sanjy, I hope the above clears your doubts.

Regards,
Ganesh

The case is like this: the employee has just filled Form No. 19 and not Form No. 10 C. If it is so, then Sai Kumar sir is very correct.

Regards,
Mangesh Wakodkar

Yes, it is possible. Please ask him to apply using Form-13 for the transfer application. After submission, the PF authorities will take steps to transfer his pension account to the present account. The PF amount has already been withdrawn by him. No need to worry.

Regards,
D. Gurumurthy
HR/IR Consultant

If an employee has worked for 5 months in an organization and then left, withdrawing his PF amount but not receiving the pension fund (as per the rule of not completing a minimum of 6 months of service), can he transfer his previous pension fund to his current employer's PF pension account after joining another organization three years later?

Awaiting your valuable reply.

Thanks & Regards,
Nilesh

When an employee is not eligible to withdraw a pension at the time of leaving the previous employer because he has not completed 10 years of service, he can obtain a scheme certificate from the P.F. Commissioner. This certificate indicates the pensionable service, the pensionable salary, and the amount of pension due on the date of the employee's exit from his previous establishment. Such pensionable service in the previous establishment shall be reckoned for pension along with the fresh spell of pensionable service in your establishment.

Trust this would clarify your issue.

Regards,
B. Saikumar
HR & Labour Law Advisor
Mumbai

Dear Seniors,

When I was working with my previous employer, the EPF was being managed through a trust. I worked there for 7 years (the first 7 years of my career) and then moved on to another company. During this transition, I withdrew the pension amount (Form 10C) but transferred my EPF amount. The EPF amount seems to have transferred because it reflects in my company's EPF statement, and I also have the submitted cheque details for this transfer. The problem is the transferred amount does not reflect in EPFO's balance or E-Passbook, which is my concern. My current employer has suggested that I raise a grievance for this, but since the portal has been under maintenance for the last 2 weeks, I thought to gather more views on this.

Understanding the Issue

I want to understand if it is because I withdrew the pension amount or if it is purely some issue with the EPF balance/e-passbook. What actions do you suggest for me?

Thanks,
Nitin

Missed mentioning in my previous post, one more thing that I want to understand is - since I withdrew my pension amount, would I not be eligible for PF withdrawal for home loan payment after 10 years of my service?

Thanks,
Nitin

I have 4 EPF accounts in total, out of which 1 is operational (with my current employer) and the other 3 are dormant. May I know what the process is to transfer my old EPFs (dormant/inactive ones) to my current EPF account.

Regards,
Gaurav Chakravarti

Hello Seniors, I had transferred the PF amount from my past company PF A/C to my present company PF A/C by submitting Form 13. The PF amount has been transferred to my current PF account (only Employee Share and Employer Share, but not the Pension Fund).

Past PF Account Details:
Worked from 5/04/2010 to 13/12/2012
Employee Share: 37025
Employer Share: 22443
Pension Fund: 14066

Transferred Details – to Current PF Account:
Employee Share: 40555
Employer Share: 24471
Pension Fund: 0

The amount deducted for the Pension Fund (14066) is not transferred. Could you please suggest how to transfer/withdraw the Pension Fund amount?

Regards,
Shivaraj Hiremath

I worked for a company for 4.6 years, and later it was taken over by a new firm. The new firm had to create a new PF A/C number, and the previous employer's PF amount was transferred to the new PF A/C. When I checked both statements, I noticed that the Employee Share & Employer Share have been transferred, but the Pension fund has not been transferred. Please advise if the amount can be transferred or if I can withdraw it.

Thanks,
Satish

I heard that the PF transfer is now available online. Is it correct? If yes, kindly guide me through the procedures.

Regards,
Rajiv Sri

I left service in 2005 but did not submit Form 10C for the scheme certificate, even though I served the previous company for more than 15 years. Please advise on how to collect the scheme certificate.

Thanks,

Regards,
Partha Sarkar
[Email Removed For Privacy Reasons]

I had transferred one of my PF accounts and merged it with the new one online. In the UAN portal, when I checked my passbook, only the employee and employer's share had been transferred, but the pension fund is not reflecting there. What could be the status of that?

Hi,

I have transferred all my previous PF accounts to the new ones. I can see that the PF amount has been transferred, but the pension fund is showing zero amounts transferred. Could you please suggest how to transfer the same?

Regards,
Deepak Agarwal