What Happens if a Worker Dies at Work? Understanding ESIC Cash Benefits and Amounts

I want to inquire if a worker passes away on the company premises, will ESIC provide cash benefits? If so, what would be the amount given?

Thanks & Regards

Hi Riby, below are the benefits that ESIC provides:

Benefits Provided by ESIC

1. Funeral Benefits: ₹3,500
2. Medical care for the family at ₹110 per annum
3. Pension that depends on the length of the service of the worker

Thank you.

Divisible Benefit Distribution

The total divisible benefit is equivalent to the temporary disablement benefit rate (roughly 70% of the wage rate). The widow or widows share 3/5 of the benefit, and the legitimate or adopted son and daughter share 2/5 each of the benefit. If the total benefit so divided exceeds the full rate, there is a proportionate reduction in the respective shares of the beneficiaries.

Dear Ruby Mallick,

All the benefits described by Mr. Dhillon are true to our knowledge, but one thing that you must do is inform ESIC within 24 hours. Only then can the benefits be claimed.

Thanks & regards,

Sumit Kumar Saxena

[Phone Number Removed For Privacy Reasons], [Phone Number Removed For Privacy Reasons]

Pension Benefits for Deceased Family Members

Is it possible for the deceased family to receive the pension amount? What is the calculation method in EPS?