Can I Withdraw My PF After Moving and Being Unemployed? What About Taxes?

sneha16jan
I was working in a company in Mumbai from November 2008 to June 2010. I had a PF account there, but in June, I was getting married, so I resigned. Now, after marriage, I am in Ahmedabad. I was unemployed for 1 year and 2 months. Currently, I am working in a company in Ahmedabad where they do not provide PF. Therefore, I want to withdraw my PF now. Am I eligible to withdraw the PF now? Will tax be deducted?
p ramachandran
If you are interested in working elsewhere, please wait and transfer your PF account as there are many benefits available.

Procedure to Transfer the PF Amount:

Step 1: You can collect Form 13 from your HR/Personnel department of your current employer or download the withdrawal form in Form 13 from the EPFO website.

Step 2: Fill in all the details about your PF account with the previous employer, including the name and address of the previous employer, and sign the form.

Step 3: Hand over the form in triplicate to your current employer's HR department.

If you still wish to withdraw:

Procedure to Withdraw the PF Amount:

Step 1: Contact the local PF office and collect Form 19 and 10C, or download the withdrawal forms in Form 19 and 10C, NSSN Form from the EPFO website.

Step 2: Fill in all your details and provide your savings bank account information in the form.

Step 3: Open a savings bank account, preferably with a nationalized bank, and mention the account number in forms 19 and 10C. Also, attach a photocopy of the first page of the passbook showing the bank account number and branch location.

Step 4: Send the complete set of forms with enclosures to your previous employer for forwarding to the PF office.

Step 5: Obtain attestation in the column of attestation of employer/authorized person from the bank manager where you have a savings bank account if you want to send the claim directly to the PF office.

Step 6: Send the forms to the PF office where your previous employer has accounts by registered post.

You will receive your money in your bank account within 45 days.

Enclosed are the forms for withdrawal.
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