Dear Seniors,
My organisation is planning to medically insure its emloyees. We are a construction company having our operations in Orissa, AP and Karnataka. We have seen that upon taking a medical insurance, the policy needs to be taken in individuals name and once the individual leave the company the policy can be discontinued or the individual might carry on with the policy. This is not very benifitial keeping in view the number of employees leaving our company every for better oppertunities.
The second option is that of availing ESI benifits for employees drawing a gross salary below 15000/month. The remaining employees can be insured by a private service provider.
My questions are as below.
1. What are the medical benifits under ESI plan to the employees.
2. What will be the monthly payments that i need to make towars ESI.
3. How to include employees under the ESI brackets whose gross salary/month is above Rs. 15000.
4. If I need to insure the remaining employees under Group Medical Insurance Plan or an Individual medical Insurance plan which company will be cheaper and is it recomended.
Please help me with my queries.
Santosh
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My organisation is planning to medically insure its emloyees. We are a construction company having our operations in Orissa, AP and Karnataka. We have seen that upon taking a medical insurance, the policy needs to be taken in individuals name and once the individual leave the company the policy can be discontinued or the individual might carry on with the policy. This is not very benifitial keeping in view the number of employees leaving our company every for better oppertunities.
The second option is that of availing ESI benifits for employees drawing a gross salary below 15000/month. The remaining employees can be insured by a private service provider.
My questions are as below.
1. What are the medical benifits under ESI plan to the employees.
2. What will be the monthly payments that i need to make towars ESI.
3. How to include employees under the ESI brackets whose gross salary/month is above Rs. 15000.
4. If I need to insure the remaining employees under Group Medical Insurance Plan or an Individual medical Insurance plan which company will be cheaper and is it recomended.
Please help me with my queries.
Santosh
s[Login to view]