With whom I have to discuss? A person like you with the above stupidity? I have got enough certificate from citeHR.com Board. Kindly go thr' one example vide citeHR/ 319927 as under :
Madhu.T.K <link updated to site home> <image no longer exists> Follow Full Member
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Join Date: Sep 2007
Location: Kannur
Posts: 2,796
Subject - Re: EPF - EDLI details
Since his death has taken place after quiting employment his dependents may not be eligible to get benefits under the EDLI. The problem is that his withdrawal forms are still with you due to a genuine reason but the reason need not be genuine under law because he is expected to submit the withdrawal forms complete in all respect (means attaching pass book copy or cancelled cheque leaf) Certainly, a waiting period of two months after leaving an establishment is required to be maintained. You can site that as an excuse.
Now if he was employed somewhere else where the PF is applicable and accordingly, he was allotted a different PF account number, his dependents would have got EDLI benefits from that account. But the problem is that while joining a new establishment he was suppose to send form 13 for transferring the PF accumulations from the previous company(your company) and not form 19 and form 10C for withdrawal benefits.
Now, the form signed by the deceased employee is of no value and the bank account of the deceased might have become inoperative after his death. Therefore, inorder to withdraw the accumulations, the dependents have to submit applications in form 20 and form 10C/10D.
For better understanding you may contact the EPF Office. I also hope, Abbas who is an active member of this site may be able to guide you.
Regards,
Madhu.T.K
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Madhu.T.K