Confused About Your EPF Slip? Understanding Employee and Employer Shares and Interest

I recently received my first EPF slip. It shows the employee's share as Rs. 18,255, but the employer's share as Rs. 5,593. Does this amount include the interest as well? Please help me understand how to read my EPF slip.

Dear Sanjay, The PF slip always shows the employee's contribution as 12%, but the employer's contribution will be shown as 3.67%. Please check the calculations based on your salary slip. The reason for this is that 8.33% of the employer's contribution goes to the pension fund, which is not reflected in the calculations. You can confirm this information from the covering letter that your company has received along with the PF slips from the PF Department. Don't worry, this is the correct and normal practice of the PF department.

Your question is correct. You should look at the back side of the EPF Slip, where details are mentioned in detail. Please go through it. Your doubt will be cleared.

Thanks & Regards,
Bhoopathi J
HR Dept.

The PF slip always shows the employee's contribution as 12%, but the employer's contribution will be shown as 3.67%. Please check the calculations based on your salary slip. The reason for doing this is that 8.33% of the employer's contribution goes to the pension fund, which is not shown in the calculations. You can confirm this fact from the covering letter that your company has received along with the PF slips from the PF Department. Don't worry, it is correct and a normal practice of the PF department.

As you have explained that 8.33% goes to the pension fund, but if someone wants to withdraw his/her PF, will they get the whole amount?