How Do I Check My PF Account Balance? A Simple Step-by-Step Guide

nivedita_ydv@yahoo.co.in
Steps to Check Your PF Account Balance

To check the balance in your PF account, you can follow these steps:

1. Visit the official EPFO website.
2. Log in to your account using your credentials.
3. Navigate to the 'Account Passbook' section.
4. Select the member ID to view the balance in your PF account.

By following these steps, you can easily check the balance in your PF account.
kvjraghunath
You can check PF balance online in some states. Online facilities are available for accounts maintained at EPFO Pune, Ahmedabad, Chennai, and Kerala Regional Offices.

For accounts with Pune RPFC office, visit: http://www.epfopune.gov.in/message.html

For accounts with RPFC Ahmedabad office, visit: EPFO Employees' Provident Fund Organisation, Gujarat, Ahmedabad.

For accounts with Vadodara office, visit: EPFO Employees' Provident Fund Organisation, Vadodara Region.

For accounts with RPFC Chennai office, visit: Employee Provident Fund Organisation (EPFO), Chennai.

For accounts with RPFC Kerala office, check your EPF balance.
kvjraghunath
You can check PF Balance online in some states. Online facilities are available for accounts maintained at EPFO PUNE, Ahmedabad, Chennai, and Kerala Regional Offices. For PUNE RPFC Office, visit [link removed]. For RPFC Ahmedabad Office, visit [EPFO | Employees Provident Fund Organisation, Gujarat, Ahmedabad](http://epfahmedabad.org) (Search On Cite | Search On Google). For VADODARA Office, the link is outdated (Search On Cite | Search On Google). For RPFC Chennai Office, the link no longer exists. For RPFC Kerala Office, visit [Your EPF Balance](http://epfindia.com) (Search On Cite | Search On Google).

You can know Provident Fund Status through RTI:

If your PF account is not maintained at the offices mentioned above, you can know the Provident Fund Status through RTI. Follow the steps below:

1. Send an ordinary application as per Annexure A.
2. If you do not receive a reply within 30-35 days, file an application under the RTI Act as per Annexure B.
3. Along with Annexure B, send an Indian postal order (IPO) of Rs.10/- in favor of the accounts officer, EPFO (or PF Commissioner, EPFO) payable at the place where the application is sent.
4. IPOs are available at nearby post offices.
5. Attach a self-attested photocopy of Annexure A with Annexure B.
6. Retain photocopies of the entire set, including the Indian postal order, etc.
7. Mail by speed AD post. Avoid courier/hand delivery as RTI applicants are usually not welcome at government offices.
8. Retain postal proof of mailing, AD, and official acknowledgment if received.
9. Remit the amount to CPIO when requested by CPIO by bank draft/pay order/IPO towards photocopying charges @Rs.2/- per A-4 size paper if you have asked for copies of records. Information on CD will cost Rs.50/- per CD.
10. You should receive a reply to Annexure B within 30 days as per the RTI Act. If you do not receive a reply within 40 days of mailing the RTI application as per Annexure B, file a first appeal under the RTI Act within 30 days.
11. If you are not satisfied with the reply, file a first appeal within 30 days of receiving the reply.
12. You should receive a reply to the first appeal within 40 days, including postal delays. If you are not satisfied with the result of the first appeal, file a second appeal within 90 days.
13. It is advisable to consult local RTI NGOs/activists for better results.
14. File a large number of applications by a group of employees to improve the system and EPFO's response for the future.
15. Visit EPFO for addresses and rules.
16. Scrutinize the statement of account every year for easy reconciliation post-retirement or resignation.
17. Use the RTI Act to empower common citizens for better governance.

Source: [The Employees’ Provident Funds And Miscellaneous Provisions Act, 1952: How to know PF account balance status](http://epfa1952.blogspot.com/2011/03/how-to-know-pf-account-balance-status.html)

KVJ Raghunath

(Search On Cite | Search On Google)

(Search On Cite | Search On Google)
nivedita_ydv@yahoo.co.in
In the PF Act, it is mentioned that the PF Act is applicable if an organization has more than 20 employees, and an employee can voluntarily have his PF deducted if the basic salary is more than Rs. 6500. If all 20 employees have a basic salary higher than Rs. 6500, is it possible for an employee not to have their PF deducted? If an organization does so, what will be the implications?
sapnabassi
Hello sir,

We are approximately 15 employees in our office, and after the following approval:

The Central Board of Trustees of the Employees Provident Fund Organisation (EPFO) on Saturday approved the reduction of the threshold limit for establishments covered under the Employees Provident Fund and Miscellaneous Provisions Act (EPF & MP Act), 1952.

With this, establishments employing even 10 people will be covered under the Act and would have to contribute towards Employees Provident Fund accounts as against the existing 20, barring cooperative institutions functioning without power, where the limit has been reduced from 50 to 20 employees.

This decision was approved at the first meeting of the newly constituted EPF Board. This is the first time in 48 years that the threshold limit has been changed.

However, the Board meeting, chaired by the Minister of State for Labour and Employment (independent charge) Oscar Fernandes, deferred a decision on fixing the rate of interest for the EPF for the current financial year.

We are liable to contribute to PF; will you please tell me should we need to contribute to each employee or only those whose basic salary is above 6500.

6500 @ 12% is the provident fund.

6500 @ 8.33% is the pension fund.

Do we need to apply both? Please give me clarity regarding this.
If you are knowledgeable about any fact, resource or experience related to this topic - please add your views. For articles and copyrighted material please only cite the original source link. Each contribution will make this page a resource useful for everyone. Join To Contribute