EPF Contribution Gap: What Happens If You Switch Jobs with a One-Month Break?

EPF Contribution Break: Consequences and Options

If an employee leaves a job and then joins another company after a one-month gap, their EPF contribution will have a break. What are the disadvantages in this case? Should the employee transfer or withdraw their EPF? Will the benefits of EPS be lost?

Regards

It is better to withdraw your PF because PF withdrawal takes around 2-3 months. If you opt for a transfer, it may be delayed by 4-5 months, and you will have to adhere to their procedures, which can be lengthy. Therefore, my suggestion is for you to withdraw your PF. Otherwise, the choice is yours.

Regarding PF: either you may transfer or withdraw the amount, according to your choice. If you wish to transfer, a one-month gap will not cause any issues.

Regarding pension, the gap will be treated as a non-contributory period. Accordingly, the non-contributory period will be deducted from the pensionable service. A single Form 13 will suffice for the transfer of both PF and EPS services.

Abbas.P.S