Dear Shri Phani Medavarapu Ji,
An application for PF final withdrawal should be sent through a gazetted officer or a branch manager of a bank if the employer firm is shut down and no longer in existence to process and forward the application to the EPFO. For crediting PF dues, EPFO needs details of the bank accounts of the applicant payee, such as bank account number, name of the bank, branch code, etc. If an unused cheque is attached with the application, EPFO can retrieve these details without any mistakes, making it easier to credit the dues to that account.
Thanks and regards.