Merger Of Pension Certificates And Surrder Of Those Certificates

Dear friends,
I had worked in two different companies and got the EPF accounts settled. and got scheme certificates for the pension portion. my query is
1.Could I surrender the certificates and get the present money available in my account.
2.Can I merge those certificates and get a single certificate to the merged value?.
Please clarify.
V. Raajaram

Dear Raajaram,
There is no need to merge the scheme certificates. EPS service is upto 58 years. If you have not attained 58 years, wait till 58 so that the future service can also be added with the previous services. If you already crossed 58, surrender your scheme certificates. Altogether if the service is 9 years & six months or above, you are eligible for pension. If the service is below 9 years & six months, you are eligible for withdrawal benefit. Form 10D or 10C respectively can be used for the above cases.
Abbas.P.S