Confused About PF Withdrawal? Can I Use a Canceled Check from My Salary Account?

Can someone confirm whether we can give the canceled check of my existing organization's salary account or the previous organization's salary account? I heard that we should not give the canceled check of any salary account. Please suggest to me in this regard.

Regards,
Srikanth

Salary Account Canceled Cheque for PF Withdrawal

Your query in short is whether you can give a salary account canceled cheque for PF withdrawal.

Answer: Your salary account in any organization automatically gets converted to a savings account once you resign from the job. Therefore, when you provide a canceled cheque from your salary account, you need to maintain a minimum balance in your account until the withdrawal of the PF amount, so that the banking authority won't deduct any applicable charges.

Non-maintenance of a minimum balance in your salary account may lead to deductions.

Clarification on PF Withdrawal Form Submission

One more clarification: According to the PF rules and regulations, one cannot submit the salary account's cancelled cheque (existing) while submitting the PF withdrawal form. If this is done, there may be a possibility of the application being rejected. Is this correct?

Hi Srikanth, no need to be confused. Just attach a canceled cheque from your bank account that you will be maintaining in the future.

Thanks & Regards,
Sunil Sharma