Can I Withdraw My PF for Marriage? Understanding the Criteria and Process

rajendra_vekhande
Could I withdraw my PF for marriage purposes? What should be the criteria, and how can I get this benefit?

Regards,
Raj
abbasiti
Withdrawal from PF for Marriage Purposes

As per Section 68(k) of the EPF & MP Act 1952, withdrawal from PF is possible for marriage purposes under the following conditions:

1. The member should have a minimum balance (including interest) of Rs. 1,000 in PF towards employee contribution.
2. The marriage should be the member's own, or that of their brother, sister, son, or daughter.
3. The member should have a minimum service of 7 years in PF.
4. For marriage purposes as above and for children's post-metric education (both will come under 68k), withdrawal will be admissible for a maximum of three occasions.
5. The amount admissible is 50% of the employee's contribution.

Regards,
Abbas.P.S
rakesh.shinde@eternussolutions.com
I wanted to mention here a contradiction in the government's rules. The PF withdrawal for self-marriage rule contains one requirement, i.e., the individual must have completed 7 years of service to withdraw their PF. If a person is a postgraduate, it means they have taken 25 years for education completion, plus 7 years of service, which totals 32 years. This implies that they have to wait until 32 years of age just to withdraw their PF for marriage. What kind of rule is this by the government? Is this a logical rule?
Ashutosh Thakre
The logic behind this rule is that this is a retirement benefit. If the same is withdrawn beforehand, then there is nothing left for the retirement age. So the rule of 7 years of continuous benefits before withdrawal is permitted.
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