TDS & HRA Calculation

To,
Respected CiteHR,
I am salaries person in Private Ltd Organization in Vasai Dist –Thane, Maharashtra. My Annual gross salary is 4,44,000/- .
1) How to calculate HRA ?
2) Where and how much I invest to save maximum income tax ?
3) May I invest 1,00,000/- in under 80(C) and more 20,000/- invest
in some infrascture bond or some fertilizer bond to save income tax?
Please give advice to save maximum income tax. Give me also above
query answer and some information about save maximum income tax.
Thanks
With Regards
Safi Vohra

you can claim 50% of your basic as HRA for tax exemption. Invest 1.00 L under 80 (C). since your CTC is only 4.4 L, you may not be liable for tax if you invest as proposed by you.