Confused About EDLI Rounding Rules? Seeking Clarity on Employee vs. Total Wages Approach

arun_sankaran
Hi Folks,

I understand EDLI is calculated based on 0.5% of PF Actual Salary (if salary exceeds Rs. 6500 then Rs. 6500 will be considered as PF Actual Salary). I have a doubt only in the Rounding rule. Based on my understanding, the Rounding rule for EDLI is to the nearest Rupee.

My doubt is where do we need to apply the rounding rule:
(a) at the employee level (or)
(b) at the sum of PF Actual wages level.

Example: If I have 4 employees whose PF actual wages are Rs. 5800, Rs. 6500 (2 employees), and Rs. 5483.

Method (a) -->
0.005 * 5800 = 29
0.005 * 6500 = 33 (32.5 rounded to 33)
0.005 * 6500 = 33
0.005 * 5483 = 27.415 - round to 27
Total = 122

Method (b) -->
0.005 * (5800 + 6500 + 6500 + 5483) = 121

Because we will get 2 different values based on the above approaches. Currently, we are doing it at the employee level. It looks like statutory-wise this is wrong. Can anyone help to clarify this?

Thanks & Regards,
Arun
abbasiti
Dear Arun,

EDLI is 0.5% on the consolidated salaries of the applicable employees but is subject to an individual salary ceiling of Rs. 6500/-. Accordingly, the rounding is on the total contribution only, not on individual contributions.

Abbas.P.S
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