As far as PF is concerned , one can contribute 12 % of the salary accountable for PF which includes Basic , D.P & D.A . Besides this one contribute amount as Voluntary Provident Fund ( VPF ) for which employer's contribution will not be available but rest all other benefits will be available as on PF subject to a maximum of 50 % of the take home salary.
Arun Kumar Walia
Arun Kumar Walia