Hi,
It is possible to withdraw your PF by submitting the forms (19 and 10C) to a gazetted officer or bank manager. However it will be sent to your previous employer for confirmation and for certain accompanying forms like - Form 3A (The annual PF payment details), copies of Form 5, Form 10 and Details of break in service.The previous employer needs to furnish the above information for your PF to be withdrawn, and hence it is not possible to withdraw your PF amount without the knowlegde of the previous employer. Having said that your previous employer has no reason to reject your PF withdrawal application.
However if the present employer is covered under PF act, it is better to get the amount transfered because of two reasons :
1. The interest it carries
2. The continuity in service to be eligible for the pension.
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sree