How Can I Legally Withdraw My PF Without Relieving and Experience Letters?

Dear All,

I was working in one MNC for the last 3 years, but due to certain reasons, I had to quit the organization without completing exit formalities. They had not given me relieving and experience letters. Now, I want to withdraw my PF amount. I don't expect anything from my previous organization, even though I know that if I send a PF transfer request through my new company, they will not proceed with it.

Please, please tell me how I can withdraw my PF amount. Within how much time do I have to submit a request for PF withdrawal? What do I have to do as per the legal rules?

Please suggest to me.

Thanks,
Suri

Hi,

If you are interested in a transfer, please fill out Form-13 through your present employer and deposit the same to the concerned RPFC office in which jurisdiction your present office falls. There is no need to send the request to your previous employer.

Secondly, if you are interested in withdrawal, fill out Form-19 & 10C and send them by registered post to the concerned RPFC office where your ex-employer deposited the PF along with the request.

Regards, Rakesh Sharma

You may need to get the Form-19 and 10 C attested by any gazetted officer and send them to the concerned office of RPFC/APFC with a withdrawal request. You must mention the fact that your employer is not attesting the forms due to some unjustified reasons.

Within how much time period do I need to send a withdrawal request to the PF office? It has already been around 6 months since I separated from my previous employer.

There is no time limit for the submission of PF withdrawal forms, but the sooner you submit them, the sooner you will receive the amount. The withdrawal forms can be attested by your bank manager, besides a gazetted officer/MLA/MP, etc. You need not mention any reason for your forms not being attested by your past employer.

Regards,
Madhu.T.K

Hi Madhu, can you clearly explain the withdrawal process to me? My previous company is closed. What do I have to do now to get my PF into my bank account? Please help me with this process. Do I have to attach any format for closing for the company? Please guide me through this process.

Just fill out Form 19 & 10C accordingly, and attach a photocopy of your bank passbook. If it is not signed by the previous employer, it should be attested by a gazetted officer before submitting it to the RPFC.

Warm Regards,
Imran Ansari

PF Withdrawal upon Resignation

Upon resignation, an employee can either withdraw or transfer his/her PF amounts at his/her desire.

- **For Withdrawal:** In order to withdraw the PF/Pension funds, you have to submit Form 19 and 10C, preferably through your employer. Depending on the attitude and working capabilities of employees in the respective EPF Office, it will take 45 to 60 days to get your balance credited to your bank account. Withdrawals of PF can be done only after a 60-day period following resignation.

Form No. 19 is for Provident Fund withdrawal, and Form No. 10C is for Pension Scheme withdrawal. I have attached both forms for your reference.

- **For Transfer:** For a transfer, you have to get Form 13 submitted through your present company, but you need to know your earlier PF account number, etc.

You also need to provide the following details to your current company:

• Name and address of the previous company from which PF is still pending to be claimed.

• Group Code of the previous company.

• Date of joining and date of leaving from the previous company.

• Your PF number from the previous company.

PF Withdrawal During Working Period

Provident Fund members can avail of advances/partial withdrawals subject to certain conditions like marriage for self and dependent sisters, brothers, etc., purchasing a dwelling house or repayment of a housing loan, specified medical treatments, closure of establishment, etc.

You need to submit Form 31 for claiming the amount. However, the PF authorities will sanction only if you satisfy the qualifying conditions. I have attached a document, "Guidelines for PF Withdrawal," that gives you a clear idea of the grounds on which an employee can withdraw PF during his/her working period.

Hope this information is of some use to you.

Regards, Arun Gupta

Gtalk ID: [Email Removed For Privacy Reasons]

You just need to visit EPFO (Govt. of India) and there you can check your EPF balance or status. Click on the link and fill in the required details, including your mobile number. Shortly after, you will receive an SMS if your EPF number is correct.

Thank you.

Dear all,

Query on Submitting Form 19 & 10C Early

1. Normally, Form 19 and 10C are to be submitted after two months from the resignation date. However, in cases of urgency, such as an employee migrating to another country, is it possible to submit Form 19 and 10C before two months?

2. If yes, which documents are needed?

Please reply at the earliest.

Thanks.

PF Withdrawal for Employees Leaving India

In case the reason for leaving and withdrawal of PF is leaving India, there is no need to wait for two months. No documentary evidence is required to be attached, but it would be proper if you attach a copy of the VISA along with the application.

The waiver of the two-month waiting period is not applicable for female employees who resign after getting married.

Regards,
Madhu.T.K

Hi, Around 3 months ago, I left my employer, and on my last day, I had completed 4 years, 11 months, and 14 days in that organization. As I moved to a government organization, I need to withdraw my EPF. So I have a few queries if someone can help me out:

1. As I have not completed 5 years (I heard that if the tenure is 5 years, then no deductions are done in case of withdrawal) by the last day in the organization, would the complete amount be provided to me, or will some deductions be done when the amount is withdrawn? If yes, then how much?

2. As you can see, I was just 15 days short of completing 5 years, will the time (past 3 months) also be included in the tenure and help me complete the 5-year duration?

3. What is the time duration until which I can keep money in my EPF and still get the interest paid to me?

4. Suppose I decide to keep my amount in my EPF account (do not withdraw) for around 2 years, and in the meantime, my previous organization shuts down, does it somehow risk my contribution to EPF, or will that remain secured?

Thanks, Himanshu Dabas