The Provident Fund members can avail advances / partial withdrawals for Housing, Marriage, Illness, Closure of establishment etc., through application in Form 31 which provides details and documents to be submitted.
On retirement or on leaving service, the Provident Fund accumulations can be withdrawn in full by submitting application in Form 19.
In case of premature death, the Provident Fund is payable to Nominee(s)/ family members by submission of Form 20 by each beneficiary.
Regarding Pension Fund the position is as follows:
• Where an employee has not served for 10 years on the date of leaving service and has not attained the age of 58 years, he may obtain a Scheme Certificate so as to continue his membership during un-employment period and the same can be used to count the previous service as and when he joins another establishment covered under the Act.