Dear Rahul,
The internet will only be your source of information on available schemes. However, for excellent discounts and guidance, it is advisable to deal with consultants who will share with you all the available group plans in India. Based on this information, you can make an informed decision. Do not base your decision solely on a company-specific executive, or else you may lose out.
If you need any help, please let me know, and I will connect you with a reliable consultant in Mumbai.
Ukmitra