Missing PF Slips: How Can We Confirm Contributions and Understand Loan Eligibility?

Dear All,

We have not been receiving PF slips in Form 23 from the PF Department for the past several years. Upon inquiry, we were informed that the department is understaffed, which is the reason for the delay in generating the slips. The absence of these PF slips has led employees to suspect that the company may not be remitting the PF contributions to the department. Could any senior or experienced HR professionals provide guidance on this matter? How can we obtain a certificate or slip from the department to confirm the accuracy of the PF contributions, including any interest accrued for the employees?

Furthermore, what are the criteria for obtaining a loan from the PF department, and how is loan eligibility calculated? Your assistance and expertise on these questions would be greatly appreciated.

Thank you.

The HR/Personnel Department person can contact the PF office where all your PF accounts are maintained for Form 23, annual account slips. For availing a loan, you can contact your HR/Personnel Department for the amount accumulated in your account, eligibility of availing a loan, etc.

You can avail a loan/advance from the PF accumulations definitely on the following grounds:

1. PF ADVANCE AGAINST PURCHASE OF LAND/BUILDING/FLAT:

A. FOR THIS, YOU HAVE TO COMPLETE 5 YEARS OF MEMBERSHIP UNDER PF.

B. APPLY IN FORM 31 WITH NECESSARY ENCLOSURES LIKE XEROX COPIES OF LAND/BUILDING DOCUMENTS, ETC., XEROX COPY OF THE FIRST PAGE OF YOUR SAVINGS BANK ACCOUNT PASSBOOK.

C. APPLY THE SAME THROUGH YOUR PERSONNEL/HR DEPARTMENT.

2. PF ADVANCE FOR MARRIAGE OF SELF/BROTHER/SISTER/DAUGHTER OR SON:

A. FOR THIS, YOU HAVE TO COMPLETE 7 YEARS OF MEMBERSHIP UNDER PF.

B. APPLY IN FORM 31 WITH NECESSARY ENCLOSURES LIKE MARRIAGE INVITATION AND A XEROX COPY OF THE FIRST PAGE OF YOUR SAVINGS BANK ACCOUNT PASSBOOK.

C. APPLY THE SAME THROUGH YOUR PERSONNEL/HR DEPARTMENT.