Navigating Medical Reimbursement: Should Injured Employees Cover Their Own Treatment Costs?

Friends,

One of our employees who is working in the capacity of a Manager met with an accident during the course of his employment at our factory premises. He has been given proper medical treatment. However, the other employee who was with him at the hospital and spent money on his treatment, when asked for reimbursement after submitting the bills, the Accounts department said that since the injured employee is entitled to medical reimbursement, the company will not pay any money for his treatment, and no extraordinary leave will be sanctioned to him.

But the question is:

1. In our company, medical reimbursement is a part of CTC, and employees receive this on a monthly basis after submitting the bills.

2. At present, our company is not covered under ESI and W.C Act, but it is applicable at our corporate office.

3. If any unpleasant things happen to anyone during the course of employment, does that employee lose his right to medical treatment at the company's expense on the grounds that he is entitled to medical reimbursement?

Please advise me.

Regards,

Shankar Bibhuti

The injured person is eligible to get medical reimbursement for all their genuine expenses until they recover after the accident. However, the company may not entertain any medical bills submitted by a third party on behalf of the injured. If a third party has incurred any expenses on the doctor's prescription, they should hand over the bills to the patient for reimbursement. There is no link between medical reimbursement allowance in CTC and medical expense reimbursement due to an accident on duty.

Thanks, Parasurampur

Thank you very much for your advice. I just wanted to ensure that the injured employee does not face any monetary burden.

Regards,
Shankar Bibhuti