Applying for a Family Pension Fund Scheme Certificate: What Steps Should I Follow?

Thank you, Mr. Malik, for your valuable information. Can you please explain to me how I can apply for a scheme certificate for the Family Pension Fund and what procedures need to be followed.

For scheme certificate, you need to apply with RPFC in Form 10C. You can download this form from [EPFO](http://www.epfindia.com).

I was working in a public limited company for 9 years. I resigned from my job in January 2005. I received my PF amount, but I have not yet received my PPF amount (8.33%). After resigning from that company, I worked in another public limited company for 3 years and resigned from that job without receiving my PPF amount. Currently, I am working in another Public Ltd company. Can you please guide me on how to obtain my PPF amount from these two companies?

If you had worked for 9 years and six months, you will not get Pension Fund (not PPF, which is not in the purview of Employees Provident Fund but it is Public Provident Fund) contribution but will get Pension on attaining the age of 58. If you did not have pensionable service (pensionable service is 10 years but for the calculation of pension, six months service is taken as one year, if you have 9 years and 6 months service, it will be deemed as eligible service for pension) then, you should apply for withdrawal benefit in form 10 C.

If you had earlier applied in form 10 C but in that form if you had opted for a scheme certificate in lieu of withdrawal benefit, also you will not get pension fund back but instead, you would have obtained a scheme certificate from the EPF Organisation certifying your service with the establishment and showing the details of nominees. If so, you should have surrendered this scheme certificate to the EPF Organisation when you joined the second company and by that, your nine years of service should have been added to your present service (of 3 years).

The above are the possibilities that I observe to have come across in your case. Check whether you received any Scheme Certificate and if so, check with the HR department whether the same was sent to the EPF Office when you joined.

If there was no issue of Scheme Certificate, then there could be some mistake in processing the amount by the EPF Office. If so, bring it to the notice of the EPFO.

Regards,

Madhu.T.K

I served in a company near Delhi for more than 15 years and resigned in 2005. Subsequently, I moved to Chennai, worked in another company, and retired in 2014. I applied for withdrawal from my earlier employer in Delhi (Form 19 and Form 10C) and received the PF settlement, but the scheme certificate was never issued. I tried many times to know the status but could not get any response since the application was done manually, and the relevant reference is not available in the PF status portal.

In the meantime, I received both my PF settlement and scheme certificate from my employer with whom I last served in Chennai. I am unable to apply for the pension scheme since the scheme certificate for my major service is not available. The local PF authorities I contacted advised applying afresh. Is it possible, and if so, can I make the online application for the scheme certificate now?

Best regards,
R. Ramanathan

It is advisable to apply again using Form 10C, attaching copies of the birth certificates of your children (if they are below 25 years of age and the female child is not married). You may apply offline to your Delhi employer and wait for the scheme certificate. Only after receiving it should you apply for the pension. It may take time, but if you still have contacts in your previous company, you can expedite the process. Certainly, you may have to follow up with the PF office to ensure the certificate is processed on time.

Regards,
Madhu.T.K

I have a scheme certificate from long ago, and now I am running my own business. I am soon going to turn 58 years old. I have no current connection with my previous employer, where I had worked long ago and received my scheme certificate. However, I no longer wish to approach my previous employer and would prefer to receive my pension directly from the EPF department by submitting this scheme certificate.

Kindly advise.

Hello Sir,

Long ago in the year 2000, I worked in a Private Limited Organization in Delhi for more than 15 years and received my EPF Amount. However, I did not apply for the pension certificate as I was unaware of it at that time.

Now, that organization has been closed for the past few years and does not have any other units or branches. Can I still apply for the pension certificate? Please guide me through the process.

Regards,
M.K. Sharma

You can get the scheme certificate. However, since the Pension account, etc., are not linked with any KYC, like Aadhar, and the employer has closed down the undertaking, you will have to process everything offline. For that, please visit the PF office where your company's PF accounts are maintained, show the documents available with you (the PF No, contribution slip, etc.), and then proceed.

I have worked for Organization 1 from Nov 1999 to Jun 2004 and then for Organization 2 from July 2004 to Sep 2006. Since Oct 2006, I have been working at Organization 3 and continue to work there. My EPF has been transferred from Organization 1 and Organization 2 to Organization 3 and is reflecting in the EPFO Passbook. However, my EPS does not reflect in the passbook. I had followed up with EPFO for Organization 1 and Organization 2 and have obtained a copy of Annexure K, which shows the amount of EPS contributions.

Applying for Scheme Certificates

I am now considering applying for Scheme Certificates. However, Organization 1 has merged and been acquired by a new company, so that legal entity no longer exists. The same situation applies to Organization 2. I have the following questions:

1. Can I fill out Form 10C, obtain attestation from a Bank Manager, and directly apply to the respective EPFO for the issuance of a scheme certificate? If yes, are there any other documents I need to attach along with Form 10C?

2. Will Annexure K help in any way to prove my service period, as it contains all the records of Pension Contributions during my tenure at Organization 1 and Organization 2?

3. If EPFO returns the form stating it needs to be endorsed by the previous employer, is there any other recourse?

Regards,
K Ramesh Kumar