Understanding ESI Benefits: Age Limits, Retirement Options, and Contribution Process

Dear Seniors/Colleagues,

1) Is there any age ceiling or maximum age to become an ESI member or to avail ESI benefits?

2) How can a retired employee avail ESI benefits for themselves and their family members?

3) What is the contribution amount and what is the process that an employee has to follow to avail ESI benefits?

Dear,

Usually, there is a minimum age limit of 18 years. Below that, if you want to employ individuals, they must be certified by the local labor officer.

When it comes to the contribution ceiling, it is 10,000 gross. The employer's contribution is 4.75, and the employee's contribution is 1.75. These contributions are made every month.

Retired employees have to contribute, but the amount is very minimal. I can provide you with more information on this later.

In the Employee State Insurance (ESI) scheme, employees do not immediately receive benefits; they need to have completed 9 months of service. In urgent situations, benefits can be obtained by submitting Form 37 and Form 32 with the employer's signature.