Dear Minakshi,
First, your telesales team should target only privately employed people. Specifically, focus on small and medium enterprises (SMEs) that do not provide health insurance to their employees, other than the mandatory ESI, and retail businessmen (as these businessmen generally do not possess any insurance).
When asking for approval from the customer, it should begin with determining the level of their company. Generally, women tend to succeed in attracting more customers in this era. Therefore, consider having female representatives for telesales. While this might seem unconventional, I feel compelled to suggest it.
Additionally, displaying patience while explaining the plan works better. Responses to queries should be polite. Avoid mentioning scenarios like accidents; instead, frame it as unforeseen hospitalizations, as customers are generally put off by discussions involving accidents.
There are several factors to consider, such as the timing of calls. Ideally, these calls should be made between 4:30 PM and 6:30 PM, as this time frame is suitable for relaxing customers, even those in offices.
Thank you.