Hi All,
Would appreciate if you can help me in this, we are providing medical insurance for our employees through Medical Insurance Company. one of our staff got car accident while he was a passenger (Not a driver) out of the working hours going to visit some relatives, However we have submit the pre-approval authorization but the replay was pre-approval rejected since it is Third Party Coverage (They mean that medical insurance don't cover such type of treatment, and it is the responsibility of the car insurance to cover such thing, however car insurance was expired at the date of the accident) I have looked at the policy and contract with the insurance company, but I couldn't find such thing mentioned about that at all.
I would from your kind to let me know such thing as this is look strange for me and not logic because if we assumed that we have a staff bus carrying 25 staff if it meet with accident, then all staff is not covered in the insurance
Thx,
Yallashop
Would appreciate if you can help me in this, we are providing medical insurance for our employees through Medical Insurance Company. one of our staff got car accident while he was a passenger (Not a driver) out of the working hours going to visit some relatives, However we have submit the pre-approval authorization but the replay was pre-approval rejected since it is Third Party Coverage (They mean that medical insurance don't cover such type of treatment, and it is the responsibility of the car insurance to cover such thing, however car insurance was expired at the date of the accident) I have looked at the policy and contract with the insurance company, but I couldn't find such thing mentioned about that at all.
I would from your kind to let me know such thing as this is look strange for me and not logic because if we assumed that we have a staff bus carrying 25 staff if it meet with accident, then all staff is not covered in the insurance
Thx,
Yallashop