Changing Jobs: Should You Withdraw Your EPF or Transfer Your Account?

Hi,

Please advise which one is better: withdrawing PF or transferring EPF account when changing jobs.

With thanks.

Hi Reader
I shall just put some point's just check out with others too.
1. PF account can be closed with in a period of 9 years or as stipulated by the "PF" act where by you shall get the entire amount accumulated in you account in full.
2. When you Transfer you PF account you have to look into the requirement whether you number of years of services with regard to the PF has crossed 9 years or the required number of years stipulated in the PF act.
3. The requirement stated in point number "2" above is that once you cross the required a portion of you PF money shall go the "pent ion fund" there by you cannot encash all the cash deposited in the "PF" account.
4. On change over of job you don't have to go to the previous employee for "PF" account transfer you can do it from the new organization where you have joined.
Regds - K.Prakash

I have changed my job from an individually run business to an MNC. My previous employer did not agree to my job change, and he refused to provide me with my EPF account number as well. What should I do to get a refund of my EPF account balance? I am interested in reclaiming the balance in my EPF account related to my old employer where I worked for about 18 months.