Confused About PF Withdrawal Rules After Job Change from Mumbai to Noida? Need Guidance!

Dear All,

I was working in Mumbai, where my PF deduction was for 6 months, but now I have joined a new organization in Noida where they don't have PF FACILITY; they are paying me as professional fees. I want to withdraw my PF Amount from my previous company. I discussed the same with my previous company's PF Consultant, but according to him, I can't withdraw the amount as it was deducted for only 6 months. He mentioned that it should be more than 6 months for withdrawal. However, when I discussed this with my current company's PF representative, he informed me that if the deduction is done for 3 MONTHS OR MORE, we can withdraw.

Please help me by providing the correct information as I am keen on withdrawing my PF Amount. In my case, the state has also changed from MUMBAI TO NOIDA. What are all the formalities I have to complete to get my PF money? Please guide me.

Thank you.

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Hi,

If you have served only for 6 months, then you will not get the Pension benefit returned to you. That is, your withdrawal amount will not be 24% of the basic. Instead, it will work out to 12% (employee contribution) + 3.37% (employer contribution excluding pension).

Not paying your PF is not a benefit for the employer either. Probably the person involved might depend on a PF consultant who might not have guided him properly. So, speak to them and get your PF withdrawn.

Priya Maran G