Dear sir,
Greetings for the day,
The logic behind sending cancelled cheque with withdrawl form is only because that EPFO authority should tally the individual account no., IFSC /NEFT code of , MICR code of the bank for tranfer of accumulation not only cancel cheque but you can also enclose front page of the bank passbook for the same.
Whether account is of saving or salaried in nature is doesn't matter.Any deduction on service charges will be subject to bank instead of EPFO.
Thanks & Regards,
From,
Sumit Kumar Saxena