TAKE A 10000/5000 AS ADVANCE IN YOUR NAME in ACCOUNT/PAYEE & YOU CAN USE IT via ATM or KEEPING CASH with YOU. ..AS THE AMOUNT REACHES 10000/5000 YOU CAN SUBMIT THE BILLS TO ACCOUNTS & GET THE MONEY AS EXPENSES MADE...AGAIN YOU WILL HAVE 10000/5000 IN YOUR ACCOUNT...IT IS SIMPLE.. YOU CAN KEEP TRACK EITHER EXPENSES MADE or via YOUR BANK ACCOUNT or IN EXCEL.. ALSO