Dear Smitha,
First of all be cool and need not to worry, you have bundles of solutions of your problem, it is very simple take loan from bank, from your friend, from your parents, brother sister etc........ if not then now a day keep the GOLD as a pledge with MUTHOOT, HDFC, MANNAPURAM, etc...... and take the instant loan with in five minutes from these company.if not then you can take loan from your present company also by explaining the reality to your immediate boss,Rs. 45000/= is not a big amount, as you are getting Rs. 14000/= per month earlier you were getting 9000/- so be firm and need not to worry be happy, you have the solution with you Analyse your self you will get the solution.
Thankyou
Sushil Kumar